Most young adults leave hundreds of dollars in free preventive care unclaimed every year — because the system was designed to confuse you.
We fix that in 5 minutes.
No credit card · No insurance jargon · No BS
$0
copay on most preventive services under the ACA
92%
of insured adults don't know what's in their benefits plan
$1,200+
in covered services the average person never claims each year
5 min
average time from signup to your personalised checklist
The problem we solve
Under the Affordable Care Act, most insurance plans are required to cover dozens of preventive services at absolutely no cost to you — no copay, no deductible.
That includes mental health screenings, STI tests, blood pressure checks, annual physicals, flu shots, cancer screenings, and much more. All at $0.
The catch? The only way to know what you get is to read a 40-page insurance document written in a language designed to discourage you.
Dental & vision
Dental and vision are almost always separate plans. Millions of young adults sign up for health coverage during open enrollment and never realize they missed dental and vision entirely — until they're paying $200 out of pocket for a cleaning.
benefit flags the gap. If you're missing either, we show you what it's actually costing and surface real alternatives you can sign up for — most standalone plans are available year-round, no waiting for open enrollment.
No dental?
No vision?
No waiting for open enrollment. Standalone dental and vision plans are available year-round — you can fix this gap today.
Track what you get back
Your insurance card tells you what you owe. It doesn't tell you what you got. benefit's tracker does both — so you know exactly how much your plan has paid back this year.
Log a visit in 10 seconds. We tally every free preventive service you claim at its real retail value, plus your progress toward your deductible and out-of-pocket max. The number on the top of the page is the money your premiums actually bought you.
Benefits claimed this year
$1,240
Including $740 in free preventive care you already paid for through premiums.
How it works
👤
01
Enter your name, age, gender, and insurance provider. Takes 60 seconds.
💳
02
Snap a photo of your card — or type your plan details manually. We read your insurer, plan type, and group number.
✅
03
Receive a personalised list of every free service your plan covers — and ask anything.
Real people, real results
“I had no idea my annual mental health screening was completely free. I had been putting it off for two years because I thought I couldn't afford it.”
Maya R., 24
Chicago, IL
“Found out I was eligible for a free skin cancer screening and a cholesterol check. Booked both the same afternoon. Took me about 3 minutes to figure it out.”
James T., 31
Austin, TX
“I thought understanding my insurance would take days of phone calls. benefit showed me exactly what was covered in seconds. Game changer.”
Sofia M., 28
New York, NY
From the blog
Since 2010, the ACA has required most insurance plans to cover mental health screenings at no cost. Here's how to claim yours.
4 min read
Preventive CareFrom STI testing to blood pressure checks — the screenings that matter most in your 20s and 30s, and how to get them at $0 copay.
6 min read
Insurance 101Explanation of Benefits documents are intentionally confusing. We break down every line so you actually know what you paid for.
5 min read
Built for young adults who deserve to know what they're paying for
Scan your insurance card and we'll tell you exactly which services you can get for free — right now, this year, with your current plan.
Start for free — takes 5 minutesNo credit card required · Your data stays private