Pricing
Free gives you a guide personalised to your insurer, age and life stage. Pro reads your actual plan document and rebuilds the guide around your deductible, copays and perks — plus the toolkit to act on it.
Free
Forever free. No credit card needed.
Pro
Or $39/year — save 35%
Cancel anytime · No commitment
Concierge
$29/moA real human in your corner.
Everything in Pro, plus a benefits expert who reviews your specific plan, drafts bill-dispute letters on your behalf, and answers in the same day by chat.
Enter your code below to unlock free Pro time. One redemption per code, per account.
Student? Get Pro for $2.99/month
Verify your .edu email and we'll automatically apply 40% off Pro at checkout.
| Feature | Free | Pro |
|---|---|---|
| Preventive care checklist | General | Plan-specific |
| Personalised by age, gender & insurer | ||
| Insurance card scan + manual plan entry | ||
| In-network doctor finder + time slots | ||
| Prescription generic finder + GoodRx links | ||
| Appointment tracker + 24h reminders | ||
| Dental & vision coverage check | ||
| Deductible & out-of-pocket tracker | ||
| Plan-document (SBC) upload | ||
| Your actual copays & deductible from your plan | ||
| Unlocked plan-specific perks (gym, wellness, mental health) | ||
| Bill explainer (upload any EOB) | ||
| AI chat messages | 10/month | Unlimited |
| Annual care nudges via email | ||
| Export guide as PDF | ||
| Priority support |
Free gives you a general checklist of preventive services that should be covered for someone with your insurer, age, gender and life stage — based on what we know about that insurer's typical plans. Pro reads your actual plan document (SBC PDF) so the AI can answer questions about your specific deductible, copays, out-of-pocket max and what your individual plan covers. Free is great for most people. Pro is for when you want answers about your own numbers, not the typical numbers.
Yes — for real. The general checklist, card scan, doctor finder, and AI chat (up to 10 messages/month) are completely free. We believe everyone deserves a baseline understanding of what their insurance covers, regardless of whether they pay us.
Your checklist stays intact and visible. You just won't be able to send new chat messages until the next month, or until you upgrade to Pro for unlimited chat.
Yes — Pro is $2.99/month for students (40% off). Verify yourself by entering your .edu email in the student card above. We'll send you a one-click link; once you verify, the student price applies automatically at checkout.
Absolutely. No contracts, no cancellation fees. Cancel from your account settings in under 30 seconds. You keep Pro access until the end of your billing period.
The checklist and chat work with any insurer you can name — we use the plan details on your card to tailor recommendations. The doctor finder works nationwide via the public NPI registry; live availability and booking happen on ZocDoc or Healthgrades. Coverage of specialty networks varies by area — email jack@getbenefit.health if you can't find what you need.
Same privacy policy as Free — we never sell your data, ever. Pro users get the same privacy protections, just more features. Your card scan data is processed and discarded; only your recommendations are stored.
Most people find everything they need in the free plan. No pressure, ever.