Cigna preventive care
Cigna is a major US insurer with strong national PPO networks and a focus on global expat coverage.
Under the Affordable Care Act, every Cigna plan covers dozens of preventive services at no cost when you use an in-network provider. Most members claim less than half of what they're entitled to — leaving roughly $600–$1500+ on the table every year.
Plan types
Common Cigna plans include Open Access Plus (PPO with no referrals), LocalPlus (lower-cost PPO with regional network), and HDHP options paired with HSAs. All cover ACA preventive care at $0 in-network.
$0 services
These services are mandated by the ACA and covered in-network at $0 — no copay, no deductible — on every Cignaplan we've seen. Approximate retail values shown so you can see what you're paying for through your premiums.
Includes blood pressure, cholesterol, and BMI checks.
Cigna Behavioral Health network covers depression and anxiety screenings as preventive.
Mammograms, colonoscopies, cervical cancer screenings per age guidelines.
Full contraceptive coverage including IUDs and pills.
All ACIP-recommended adult vaccines.
Counselling and FDA-approved aids.
Want the personalised list? Scan your Cigna card in benefit and we'll tailor the recommendations to your age, gender, plan type, and life stage — and surface anything that's typical for your specific Cigna plan but missing from a generic list.
FAQ
Yes. Even on an HDHP, ACA-mandated preventive services are covered at 100% in-network — they do not count against your deductible.
Yes — same ACA preventive care benefits. The difference is the network: LocalPlus uses a smaller regional network with lower premiums, but if you go out-of-network even for preventive care it generally won't be covered.
Log in to myCigna → Find Care & Costs → Doctors and Specialists → enter your ZIP. Filter to "Primary Care" or the screening you need, and confirm "in-network for your plan" before booking.
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Cigna by city
Localised guides for major US metros where Cignaoperates — what's covered, in-network density, and how to book a preventive visit in your city.
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