Kaiser Permanente preventive care
Kaiser Permanente is an integrated delivery system — your insurance, your doctors, and your hospitals are all part of one organisation. Most appointments are at Kaiser facilities or with Permanente Medical Group physicians.
Under the Affordable Care Act, every Kaiser plan covers dozens of preventive services at no cost when you use an in-network provider. Most members claim less than half of what they're entitled to — leaving roughly $600–$1500+ on the table every year.
Plan types
Kaiser is HMO-only. You pick a Kaiser primary care physician and almost all care happens in-network with Kaiser providers. Preventive services follow ACA rules at $0; out-of-network is generally not covered except in emergencies.
$0 services
These services are mandated by the ACA and covered in-network at $0 — no copay, no deductible — on every Kaiser Permanenteplan we've seen. Approximate retail values shown so you can see what you're paying for through your premiums.
Schedule via kp.org or the Kaiser app — same-week availability is common.
Initial mental health screening covered as preventive. Follow-up therapy may have copay depending on plan.
Mammogram, colonoscopy, cervical, skin — booked through your KP PCP.
All ACIP-recommended vaccines available at Kaiser pharmacies or clinics.
Prenatal visits, breastfeeding support, breast pumps covered.
Free cessation classes and FDA-approved drugs.
Want the personalised list? Scan your Kaiser card in benefit and we'll tailor the recommendations to your age, gender, plan type, and life stage — and surface anything that's typical for your specific Kaiser plan but missing from a generic list.
FAQ
Within Kaiser, most specialists work as one team with your PCP — many screenings (e.g. dermatology spot checks) are accessible without a formal referral. Speciality screenings like colonoscopies are typically scheduled through your Kaiser PCP.
Generally no — Kaiser is HMO-only and out-of-network preventive care isn't covered except in emergency or specific approved circumstances. Use kp.org to find Kaiser providers.
Kaiser is one of the strongest insurers for telehealth and e-visits. Many preventive consultations (mental health screening, contraception consult, lifestyle counselling) can be done via video at $0. Schedule through the Kaiser app.
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Kaiser by city
Localised guides for major US metros where Kaiseroperates — what's covered, in-network density, and how to book a preventive visit in your city.
Other insurers