Humana preventive care
Humana is one of the largest US insurers, especially strong in Medicare Advantage with a growing presence in commercial and dental/vision plans.
Under the Affordable Care Act, every Humana plan covers dozens of preventive services at no cost when you use an in-network provider. Most members claim less than half of what they're entitled to — leaving roughly $600–$1500+ on the table every year.
Plan types
Humana offers HMO, PPO, and Medicare Advantage plans. Commercial (employer/marketplace) plans cover ACA preventive services at $0 in-network. Medicare Advantage plans add Medicare-specific preventive benefits like annual wellness visits and additional screenings.
$0 services
These services are mandated by the ACA and covered in-network at $0 — no copay, no deductible — on every Humanaplan we've seen. Approximate retail values shown so you can see what you're paying for through your premiums.
Comprehensive preventive exam with your PCP.
Mammogram, colonoscopy, cervical and skin checks per USPSTF guidelines.
Depression and anxiety screening as preventive.
Cholesterol and blood pressure checks.
A1C and fasting glucose for at-risk adults.
All ACIP-recommended vaccines at no cost.
Want the personalised list? Scan your Humana card in benefit and we'll tailor the recommendations to your age, gender, plan type, and life stage — and surface anything that's typical for your specific Humana plan but missing from a generic list.
FAQ
Yes — Medicare Advantage adds the Medicare Annual Wellness Visit (different from a commercial annual physical) plus age-specific screenings like bone density and abdominal aortic aneurysm screening. All at $0 with in-network providers.
Use Humana.com or the MyHumana app → Find a Doctor → enter your ZIP → filter by specialty. Always confirm the provider is accepting new patients and is in-network for your specific plan year.
Most commercial Humana medical plans do NOT include dental — dental is sold as a separate Humana Dental plan. If you have Humana Medicare Advantage, some plans bundle dental benefits including 2 cleanings per year. Check your specific plan summary.
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Humana by city
Localised guides for major US metros where Humanaoperates — what's covered, in-network density, and how to book a preventive visit in your city.
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